maximusPoints

Capital One Spark Cash Plus

Capital One · Visa — earn rates, perks, fees, and sources.

Annual fee

$150

Top earn rate

on gas

Perk credits

2

tracked perks & credits

Earn math example

Spend $500/mo on gas with the Capital One Spark Cash Plus and you'd earn 12,000 pts/yr ≈ $120 (valued at 1¢/pt) against a $150 annual fee — net -$30/yr on this category alone.

Earn rates

2× gas2× dining2× hotels2× travel2× flights2× everyday purchases2× groceries

Perks & credits (2)

  • Annual fee refund $150 annualThe $150 annual fee is refunded every year you spend $150,000 or more on the card.
  • Capital One Business Travel bonus rate $0 annual5% cash back on hotels and rental cars booked through Capital One Business Travel.

Track these in the perk tracker so none expire unused.

We're finalizing application links — check back soon.

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