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Best credit cards for Alaska Airlines flyers

Real earn math for Atmos Rewards — the joint loyalty program of Alaska Airlines and Hawaiian Airlines. Points valued at 1¢ each.

Why Alaska flyers have it good

  • Atmos Rewards is the single loyalty program across Alaska Airlines and Hawaiian Airlines, and Alaska is a oneworld member — so points and status reach American Airlines, British Airways, Cathay Pacific, and the rest of the alliance.
  • The co-brand cards' headline perk is an annual $99 companion fare (plus taxes and fees from $22): bring someone along on an Alaska flight for $99. One companion trip a year can dwarf the annual fee.
  • Below, every number comes from our card database — same earn math as the spend optimizer.

The Atmos Rewards co-brand cards

$395
annual fee

3× on Alaska Airlines purchases → $500/mo in Alaska spend earns 18,000 pts/yr ≈ $180 (valued at 1¢/pt) against a $395 annual fee.

✈️ Companion fare: 25,000-point Global Companion Award each year; an additional 100,000-point companion award after $60,000 in annual card spend.

We're finalizing application links — check back soon.

$95
annual fee

3× on Alaska Airlines purchases → $500/mo in Alaska spend earns 18,000 pts/yr ≈ $180 (valued at 1¢/pt) against a $95 annual fee.

✈️ Companion fare: Annual $99 Companion Fare after spending $6,000 in the prior anniversary year.

We're finalizing application links — check back soon.

Atmos Rewards Business Card

Bank of America · Visa

$95
annual fee

3× on Alaska Airlines purchases → $500/mo in Alaska spend earns 18,000 pts/yr ≈ $180 (valued at 1¢/pt) against a $95 annual fee.

✈️ Companion fare: Annual $99 Companion Fare after spending $6,000 in the prior anniversary year.

We're finalizing application links — check back soon.

Best transferable-points cards for Alaska spend

No co-brand? These earn strong multipliers on airfare and travel that pair well with an Alaska-heavy wallet. Ranked by Alaska Airlines earn rate.

1

Hilton Honors American Express Aspire Card

7× Alaska · $550/yr

American Express

2

The Platinum Card from American Express Exclusively for Morgan Stanley

5× Alaska · $895/yr

American Express

3

The Business Platinum Card from American Express

5× Alaska · $895/yr

American Express

4

The Platinum Card from American Express Exclusively for Charles Schwab

5× Alaska · $895/yr

American Express

5

The Platinum Card from American Express

5× Alaska · $895/yr

American Express

6

HSBC Elite World Elite Mastercard

5× Alaska · $495/yr

HSBC

7

Citi Prestige Card

5× Alaska · $495/yr

Citi

8

Chase Sapphire Reserve for Business

4× Alaska · $795/yr

Chase

When does the companion fare pay for the card?

The $95/yr Ascent card's companion fare lets a second passenger fly for $99 plus taxes/fees after $6,000 in yearly card spend. If a single companion round-trip you'd otherwise buy costs more than about $200, the fare benefit alone covers the annual fee — before counting the 3× points on Alaska purchases or the free checked bag. Run your own numbers in the purchase advisor.

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Advertiser disclosure: maximusPoints may earn a commission when you apply for a card through links on this page. Rankings are computed from public earn rates and fees — never from who pays us. Not financial advice; check the issuer's site for current terms.