The Platinum Card from American Express Exclusively for Charles Schwab

Earn rates

Perks & credits (13)

• Hotel credit — $600 semiannualUp to $300 in statement credits each half of the year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel; enrollment required.
• Resy dining credit — $400 quarterlyUp to $100 each quarter in statement credits at U.S. Resy restaurants; enrollment required.
• Lululemon credit — $300 quarterlyUp to $75 each quarter on eligible U.S. Lululemon purchases; enrollment required.
• Digital entertainment credit — $300 monthlyUp to $25 per month toward eligible digital subscriptions; enrollment required.
• Oura credit — $200 annualUp to $200 annually toward Oura Ring purchases; enrollment required.
• Uber One credit — $120 annualUp to $120 annually toward an Uber One membership, subject to auto-renewal.
• Uber Cash — $200 annualUp to $200 per calendar year in Uber Cash for U.S. rides and Uber Eats.
• Airline incidental credit — $200 annualUp to $200 per calendar year in statement credits for incidental fees on one selected airline; enrollment required.
• CLEAR Plus credit — $209 annualUp to $209 annually toward a CLEAR Plus membership, subject to auto-renewal.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.
• Schwab Appreciation Bonus — $10 annualAnnual statement credit of $100 with $250,000 to under $1,000,000 in qualifying Schwab holdings, $200 with $1,000,000 to under $10,000,000, or $1,000 with $10,000,000 or more or membership in Schwab Private Wealth Services or Advisor Services Ultra-High Net Worth; measured at account approval and each renewal month.
• Points cash-out to Schwab — $0 annualRedeem Membership Rewards points as a deposit into an eligible Schwab account at 1.1 cents per point on up to 1,000,000 points per year, then 0.8 cents per point.
• Lounge access — $0 annualAccess to Centurion Lounges, Priority Pass lounges, Delta Sky Clubs when flying Delta, and other partner lounges; enrollment required.

Track these in the perk tracker so none expire unused.

Sources

• https://www.americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-agreements/public-site-2026-q2-pdf-cmas/cps-charge/schwab-platinum-06-30-2026.pdf
• https://upgradedpoints.com/credit-cards/reviews/american-express-platinum-card-for-schwab/
• https://thepointsguy.com/credit-cards/amex-platinum-2025-refresh/

Card terms change — verify current fees and benefits with the issuer before applying.