The Platinum Card from American Express
American Express · American Express — earn rates, perks, fees, and sources.
Annual fee
$895
Top earn rate
5×
on flights
Perk credits
13
tracked perks & credits
Earn math example
Spend $500/mo on flights with the The Platinum Card from American Express and you'd earn 30,000 pts/yr ≈ $300 (valued at 1¢/pt) against a $895 annual fee — net -$595/yr on this category alone.
Earn rates
Perks & credits (13)
- Hotel credit — $600 semiannualUp to $300 in statement credits each half of the year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel; enrollment required.
- Resy dining credit — $400 quarterlyUp to $100 each quarter in statement credits at U.S. Resy restaurants; enrollment required.
- Lululemon credit — $300 quarterlyUp to $75 each quarter on eligible U.S. Lululemon purchases; enrollment required.
- Digital entertainment credit — $300 monthlyUp to $25 per month toward eligible digital subscriptions such as Disney+, Hulu, Paramount+, YouTube Premium and The New York Times; enrollment required.
- Oura credit — $200 annualUp to $200 annually toward Oura Ring purchases; enrollment required.
- Uber One credit — $120 annualUp to $120 annually toward an Uber One membership, subject to auto-renewal.
- Uber Cash — $200 annualUp to $200 per calendar year in Uber Cash for U.S. rides and Uber Eats; up to $15 monthly plus a $20 bonus in December.
- Airline incidental credit — $200 annualUp to $200 per calendar year in statement credits for incidental fees on one selected airline; enrollment required.
- CLEAR Plus credit — $209 annualUp to $209 annually toward a CLEAR Plus membership, subject to auto-renewal.
- Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.
- Lounge access — $0 annualAccess to Centurion Lounges, Priority Pass lounges, Delta Sky Clubs when flying Delta, and other partner lounges; enrollment required.
- Hotel elite status — $0 annualComplimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status; enrollment required.
- Leaders Club Sterling status — $0 annualSterling status with The Leading Hotels of the World Leaders Club; enrollment required.
Track these in the perk tracker so none expire unused.
Sources
- https://thepointsguy.com/credit-cards/amex-platinum-2025-refresh/
- https://www.fool.com/money/credit-cards/articles/the-amex-platinum-is-the-it-card-everyones-talking-about-in-2026-2/
Card terms change — verify current fees and benefits with the issuer before applying.
We're finalizing application links — check back soon.
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