HSBC Elite World Elite Mastercard
HSBC · Mastercard — earn rates, perks, fees, and sources.
Annual fee
$495
Top earn rate
5×
on hotels
Perk credits
4
tracked perks & credits
Earn math example
Spend $500/mo on hotels with the HSBC Elite World Elite Mastercard and you'd earn 30,000 pts/yr ≈ $300 (valued at 1¢/pt) against a $495 annual fee — net -$195/yr on this category alone.
Earn rates
5× hotels5× travel5× flights5× Alaska Airlines2× dining1× gas1× everyday purchases1× groceries
Perks & credits (4)
- HSBC Travel credit — $400 annual$100 statement credit for each $2,000 in cumulative eligible HSBC Travel portal spend, up to $400 annually.
- Rideshare credit — $120 monthlyUp to $10 per month in statement credits on eligible rideshare purchases, up to $120 annually.
- Priority Pass lounge membership — $0 annualPriority Pass membership for the cardholder plus two guests per visit.
- Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or TSA PreCheck every 4.5 years.
Track these in the perk tracker so none expire unused.
Sources
- https://www.us.hsbc.com/credit-cards/products/elite
- https://www.us.hsbc.com/content/dam/hsbc/us/docs/pdf/program-rules/elite-world-elite.pdf?vid=01994fd234d80018c925fe0e5387000c8003c0c000490_us
Card terms change — verify current fees and benefits with the issuer before applying.
We're finalizing application links — check back soon.
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