The Ritz-Carlton Card
Chase · Visa — earn rates, perks, fees, and sources.
Annual fee
$450
Top earn rate
6×
on hotels
Perk credits
8
tracked perks & credits
Earn math example
Spend $500/mo on hotels with the The Ritz-Carlton Card and you'd earn 36,000 pts/yr ≈ $360 (valued at 1¢/pt) against a $450 annual fee — net -$90/yr on this category alone.
Earn rates
Perks & credits (8)
- Airline incidental credit — $300 annualUp to $300 per calendar year in statement credits for qualifying airline incidental purchases; must be requested through J.P. Morgan Priority Services within four billing cycles and is not automatic.
- Ritz-Carlton and St. Regis property credit — $100 annualUp to $100 toward qualifying on-property charges on paid stays of two or more nights at Ritz-Carlton or St. Regis properties.
- Annual free night award — $850 annualFree night award worth up to 85,000 Marriott Bonvoy points each year after card renewal.
- Priority Pass lounge membership — $0 annualPriority Pass Select membership for the cardholder and authorized users with up to two guests per visit.
- Chase Sapphire Lounge access — $0 annualAccess to Chase Sapphire Lounges for the cardholder plus two guests.
- Trusted traveler credit — $100 annual$100 statement credit toward a Global Entry application every four years.
- Marriott Bonvoy Gold Elite status — $0 annualAutomatic Marriott Bonvoy Gold Elite status and 15 Elite Night Credits per year; Platinum Elite after $75,000 in annual card spend.
- Club Level upgrades — $3 annualThree Club Level upgrades annually on eligible paid stays of up to seven nights.
Track these in the perk tracker so none expire unused.
Sources
- https://marriott.chase.com/ritz-carlton/benefits?CELL=6FLZ
- https://thepointsguy.com/credit-cards/reviews/ritz-carlton-rewards-card-review/?navtid=More-3
- https://awardwallet.com/credit-cards/marriott-bonvoy/ritz-carlton-card/
Card terms change — verify current fees and benefits with the issuer before applying.
We're finalizing application links — check back soon.
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